A plumber on a job site with a phone ringing in his pocket

Answering service for small business

Every call answered. Even the ones at 6 p.m. on a Friday.

A small business misses the calls that come while you are working. An answering service answers them for $1.30 to $5 a minute. An AI Employee answers them on your number for a flat plan, and books the job while it talks.

What it costs

Three small businesses, one month of calls.

Worked examples at published rates: $1.30 a minute (MAP Communications overage), $3.45 a minute (Ruby 500-minute plan), $10.00 a call (Smith.ai), and the DelegateWorker plan that covers the minutes. Three minutes a call.

  • A contractor's van outside a house

    Plumbing contractor

    80 calls a month

    Per minute, low
    $312
    Per minute, high
    $828
    Per call
    $800
    AI Employee
    Scale, $299
  • The front desk of a small clinic

    Two-chair dental clinic

    220 calls a month

    Per minute, low
    $858
    Per minute, high
    $2,277
    Per call
    $2,200
    AI Employee
    Seat, $749
  • A small agency office with two people at laptops

    Marketing agency

    40 calls a month

    Per minute, low
    $156
    Per minute, high
    $414
    Per call
    $400
    AI Employee
    Operator, $99

The AI Employee answers two calls at once from Operator up, and at any hour on every plan. Minutes are included; add more in bundles.

Try it now

Call it like a customer would.

Start a live conversation with the AI Employee. It answers, asks what you need, and books the job.

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Pay as you go

The cheapest way to start, and where it stops being cheap.

Four services sell a base fee with no minutes and a per-minute rate, so a quiet month costs under $70.

The rate is the catch: at 100 three-minute calls a month, $1.37 a minute is $411 plus the base fee, and $2.30 a minute is $690 plus the base fee.

A flat plan costs the same on a busy month as a quiet one. That is the whole difference.

Pay-as-you-go plans, published September 2026
ServiceBase feePer minute100 calls a month (3 minutes each)
Specialty Answering Service$44$1.54$506
MAP Communications$49$1.37$460
Posh$65$2.30$755
PATLive$49$2.99$946
DelegateWorker Scale$299included$299

Automated answering service

Automated, live, or an AI Employee.

Automated phone system

  • A menu: press 1 for sales.
  • Cheap, and callers hang up on it.
  • Takes a message. Books nothing.

Live answering service

  • A person, from a call center.
  • Bills by the minute or the call.
  • Takes a message and sends it on.

AI Employee

  • Answers under your name, on your number.
  • Asks your questions and books the job.
  • Writes the transcript into HubSpot or Go High Level.

An AI Employee is the automated option that does the receptionist’s job, not the menu’s.

A shop owner locking up in the evening, phone in hand

How to pick an answering service for a small business

  1. Count last month's calls

    Include the ones that went to voicemail; those are the ones you are paying to catch.

  2. Decide what happens after hello

    A message, or a booked job. Only some services book.

  3. Check the rate after the plan

    Overage rates run $1.30 to $3.30 a minute. That is where the bill grows.

  4. Compare a flat plan

    If your calls × 3 minutes fits a plan, the flat price is the whole bill.

Published prices

Twelve answering services, side by side.

Answering service prices, published by each vendor, checked September 2026
ServiceBilling modelEntry planOverageHours
AnswerConnectNot publishedQuote onlyQuote only24/7
PATLivePer minute$99 a month, 50 minutes$2.29 a minute24/7, nights and weekends included
RubyPer minute$250 a month, 50 minutesNot published24/7, weekends and holidays included
Smith.ai, human receptionistsPer call$300 a month, 30 calls$11.50 a call24/7, same price at any hour
Smith.ai, AI receptionistPer callFree for 25 calls; Pro $150 a month, 75 calls$3.00 a call on Free, $2.50 on Pro24/7
MAP CommunicationsPer minute$179 a month, 125 minutes, or $49 a month with no minutes then $1.37 a minute$1.30 a minute24/7
Specialty Answering ServicePer minute, billed to the second$159 a month, 100 minutes, or $44 a month with no minutes then $1.54 a minute$1.44 a minute24/7, no weekend or holiday fees
PoshPer minute$130 a month, 50 minutes, or $65 a month with no minutes then $2.30 a minute$2.20 a minute24/7
AnswerForceNot publishedQuote onlyQuote only24/7
Go AnswerPer minute$175 a month, 100 minutes$1.75 a minute24/7
Abby ConnectPer minute; AI minutes count as half$165 a month, 50 minutesAt the plan's minute rate, $3.30 on StarterHours you choose, 24/7 available, no weekend upcharge
MoneypennyPer minute$165 a month, 50 minutes$2.28 a minute24/7
DelegateWorkerFlat monthly planOperator $99 a month, 190 minutes, phone, Zoom and webAdd minutes in bundles24/7

Full price detail, overage and hours are on the answering service cost guide.

Pricing

Start with the plan built for a real front desk.

Operator

$99a month

  • 190 minutes a month
  • 2 parallel calls
  • Phone, Zoom and web
  • HubSpot and Go High Level connected

Scale

$299a month

  • Everything in Operator
  • 575 minutes a month
  • 3 parallel calls
  • Priority support
Talk to the AI Employee now

Want to hear your own AI Employee first? There is an $8 test plan.

Questions

Questions small business owners ask

How much does an answering service cost for a small business?

Pay-as-you-go plans start at $44 to $65 a month plus $1.37 to $2.99 a minute. Plans with minutes start at $99 a month for 50 minutes. Most small businesses with real call volume end up between $300 and $900 a month. An AI Employee on DelegateWorker starts at $99 a month for 190 minutes.

What is the cheapest answering service for a small business?

Specialty Answering Service at $44 a month plus $1.54 a minute and MAP Communications at $49 plus $1.37 are the lowest published entry prices. PATLive at $99 for 50 minutes is the cheapest plan with minutes included. For a business that gets more than 60 calls a month, a flat AI plan is usually the lowest total bill.

Is an automated answering service the same as an AI receptionist?

No. An automated system is a menu that takes a message. An AI receptionist answers like a person, asks your questions and books the job. On DelegateWorker it is called an AI Employee.

Do I need a 24 hour answering service?

If your customers call after 5 p.m. or on weekends, yes. Every service in the table answers 24/7 except where marked, and the AI Employee answers at any hour on every plan.

Can an answering service book appointments?

Some do, at a higher plan or for an extra fee. The AI Employee books into your calendar on every plan from Go up and writes the record into HubSpot or Go High Level.

What does the AI Employee cost?

Plans for a real front desk start at $99 a month. Minutes are included; add more in bundles when you need them.

Hear it answer for your business. It takes three minutes.

Talk to the AI Employee now